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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,478 | $63,703-96.1% | $93,063-97.3% | $82,448-97.0% |
| Participation rate | 85.1% | 63.8%+21.2pp | 72.1%+13.0pp | 68.1%+17.0pp |
| Annual return | 20.78% | -775.43%+796.2pp | 34.15%-13.4pp | 41.64%-20.9pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,476-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,405 | $2,919-51.9% | $3,958-64.5% | $4,139-66.1% |
| Admin fee / account holder | $12 | $5,982-99.8% | $6,033-99.8% | $7,234-99.8% |