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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,327 | $185,312-91.2% | $161,489-89.9% | $154,746-89.4% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.7%-12.0pp | 80.7%-14.0pp |
| Annual return | 27.37% | 103.84%-76.5pp | 89.72%-62.3pp | 172.34%-145.0pp |
| Employer contribution / active EE | $1,907 | $4,769-60.0% | $4,268-55.3% | $4,379-56.5% |
| Participant deferral / active EE | $2,394 | $6,350-62.3% | $5,630-57.5% | $6,730-64.4% |
| Admin fee / account holder | $0 | $18,654-100.0% | $16,006-100.0% | $14,365-100.0% |