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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,731 | $60,442-92.2% | $96,754-95.1% | $87,485-94.6% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 20.03% | 21.97%-1.9pp | 82.04%-62.0pp | 26.06%-6.0pp |
| Employer contribution / active EE | $730 | $1,691-56.8% | $2,679-72.7% | $2,596-71.9% |
| Participant deferral / active EE | $1,269 | $3,280-61.3% | $4,758-73.3% | $4,274-70.3% |
| Admin fee / account holder | $358 | $5,069-92.9% | $8,905-96.0% | $7,775-95.4% |