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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,594 | $150,346-96.3% | $120,524-95.4% | $145,877-96.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 14.64% | 154.40%-139.8pp | 107.36%-92.7pp | 551.28%-536.6pp |
| Employer contribution / active EE | $2,179 | $4,353-49.9% | $3,469-37.2% | $4,663-53.3% |
| Participant deferral / active EE | $2,019 | $6,172-67.3% | $4,994-59.6% | $6,691-69.8% |
| Admin fee / account holder | $1,992 | $12,215-83.7% | $9,440-78.9% | $13,402-85.1% |