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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,803 | $94,439+18.4% | $73,658+51.8% | $154,746-27.8% |
| Participation rate | 50.0% | 64.7%-14.7pp | 57.0%-7.0pp | 80.7%-30.7pp |
| Annual return | -19.55% | 28.25%-47.8pp | 29.72%-49.3pp | 172.34%-191.9pp |
| Employer contribution / active EE | $1,846 | $1,257+46.8% | $1,032+78.8% | $4,379-57.9% |
| Participant deferral / active EE | $2,730 | $2,527+8.0% | $2,062+32.4% | $6,730-59.4% |
| Admin fee / account holder | $0 | $3,843-100.0% | $3,357-100.0% | $14,365-100.0% |