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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,803 | $174,018-35.8% | $136,833-18.3% | $198,609-43.7% |
| Participation rate | 50.0% | 65.1%-15.1pp | 59.0%-9.0pp | 82.4%-32.4pp |
| Annual return | -19.55% | 35.16%-54.7pp | 35.32%-54.9pp | 202.70%-222.2pp |
| Employer contribution / active EE | $1,846 | $1,571+17.5% | $1,319+40.0% | $5,055-63.5% |
| Participant deferral / active EE | $2,730 | $2,873-5.0% | $2,441+11.8% | $6,977-60.9% |
| Admin fee / account holder | $0 | $5,434-100.0% | $4,706-100.0% | $19,030-100.0% |