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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,803 | $67,823+64.8% | $52,425+113.3% | $137,256-18.5% |
| Participation rate | 50.0% | 63.9%-13.9pp | 55.6%-5.6pp | 80.0%-30.0pp |
| Annual return | -19.55% | 219.11%-238.7pp | 302.12%-321.7pp | 220.34%-239.9pp |
| Employer contribution / active EE | $1,846 | $1,163+58.7% | $914+101.9% | $4,156-55.6% |
| Participant deferral / active EE | $2,730 | $2,288+19.3% | $1,790+52.5% | $6,407-57.4% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |