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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,291 | $69,118-73.5% | $53,647-65.9% | $138,895-86.8% |
| Participation rate | 66.7% | 64.0%+2.7pp | 56.3%+10.4pp | 79.9%-13.3pp |
| Annual return | 20.00% | 248.26%-228.3pp | 358.33%-338.3pp | 145.39%-125.4pp |
| Employer contribution / active EE | $1,224 | $1,189+2.9% | $962+27.3% | $4,194-70.8% |
| Participant deferral / active EE | $2,869 | $2,274+26.1% | $1,813+58.2% | $6,396-55.2% |
| Admin fee / account holder | $107 | $2,724-96.1% | $2,460-95.7% | $12,562-99.2% |