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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,475 | $196,972-86.1% | $182,262-84.9% | $198,609-86.2% |
| Participation rate | 93.3% | 85.7%+7.6pp | 84.2%+9.1pp | 82.4%+11.0pp |
| Annual return | 23.06% | 158.27%-135.2pp | 140.60%-117.5pp | 202.70%-179.6pp |
| Employer contribution / active EE | $3,234 | $5,364-39.7% | $5,046-35.9% | $5,055-36.0% |
| Participant deferral / active EE | $11,228 | $8,643+29.9% | $8,276+35.7% | $6,977+60.9% |
| Admin fee / account holder | $2,126 | $18,429-88.5% | $16,712-87.3% | $19,030-88.8% |