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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,104 | $25,014-91.6% | $69,632-97.0% | $80,959-97.4% |
| Participation rate | 55.9% | 64.2%-8.3pp | 66.4%-10.5pp | 67.7%-11.8pp |
| Annual return | 13.56% | 19.08%-5.5pp | 101.32%-87.8pp | 35.67%-22.1pp |
| Employer contribution / active EE | $396 | $991-60.0% | $1,708-76.8% | $2,757-85.6% |
| Participant deferral / active EE | $926 | $1,840-49.6% | $2,889-67.9% | $4,300-78.5% |
| Admin fee / account holder | $530 | $2,491-78.7% | $4,695-88.7% | $6,925-92.3% |