Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,700 | $100,970-96.3% | $96,576-96.2% | $137,256-97.3% |
| Participation rate | 63.2% | 82.6%-19.5pp | 81.4%-18.3pp | 80.0%-16.8pp |
| Annual return | 20.91% | 38.16%-17.3pp | 38.47%-17.6pp | 220.34%-199.4pp |
| Employer contribution / active EE | $758 | $3,809-80.1% | $3,553-78.7% | $4,156-81.8% |
| Participant deferral / active EE | $1,022 | $8,286-87.7% | $7,956-87.2% | $6,407-84.1% |
| Admin fee / account holder | $1,645 | $11,312-85.5% | $11,381-85.5% | $12,270-86.6% |