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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,534 | $196,972-84.0% | $182,262-82.7% | $198,609-84.1% |
| Participation rate | 94.7% | 85.7%+9.0pp | 84.2%+10.5pp | 82.4%+12.4pp |
| Annual return | 40.98% | 158.27%-117.3pp | 140.60%-99.6pp | 202.70%-161.7pp |
| Employer contribution / active EE | $5,012 | $5,364-6.5% | $5,046-0.7% | $5,055-0.9% |
| Participant deferral / active EE | $6,554 | $8,643-24.2% | $8,276-20.8% | $6,977-6.1% |
| Admin fee / account holder | $4,305 | $18,429-76.6% | $16,712-74.2% | $19,030-77.4% |