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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,561 | $57,140+79.5% | $85,240+20.3% | $80,959+26.7% |
| Participation rate | 25.0% | 56.4%-31.4pp | 67.5%-42.5pp | 67.7%-42.7pp |
| Annual return | 13.26% | 21.71%-8.5pp | 66.75%-53.5pp | 35.67%-22.4pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,486 | $3,115+44.0% | $4,527-0.9% | $4,300+4.3% |
| Admin fee / account holder | $30,047 | $4,992+501.9% | $6,165+387.4% | $6,925+333.9% |