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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,693 | $100,139-83.3% | $85,187-80.4% | $145,884-88.6% |
| Participation rate | 68.8% | 74.1%-5.3pp | 67.5%+1.2pp | 80.3%-11.6pp |
| Annual return | 9.68% | 84.15%-74.5pp | 66.67%-57.0pp | 551.85%-542.2pp |
| Employer contribution / active EE | $1,285 | $3,238-60.3% | $2,732-53.0% | $4,662-72.4% |
| Participant deferral / active EE | $2,163 | $5,296-59.2% | $4,525-52.2% | $6,690-67.7% |
| Admin fee / account holder | $9,255 | $7,262+27.4% | $6,162+50.2% | $13,392-30.9% |