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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,582 | $24,891-93.6% | $69,632-97.7% | $74,478-97.9% |
| Participation rate | 91.3% | 63.4%+27.8pp | 66.4%+24.8pp | 67.2%+24.0pp |
| Annual return | 13.82% | 18.53%-4.7pp | 101.32%-87.5pp | 1370.56%-1356.7pp |
| Employer contribution / active EE | $425 | $1,005-57.8% | $1,708-75.1% | $2,626-83.8% |
| Participant deferral / active EE | $620 | $1,908-67.5% | $2,889-78.5% | $4,350-85.7% |
| Admin fee / account holder | $97 | $1,904-94.9% | $4,695-97.9% | $1,946-95.0% |