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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,582 | $24,811-93.6% | $69,701-97.7% | $74,546-97.9% |
| Participation rate | 91.3% | 63.5%+27.8pp | 66.4%+24.8pp | 67.2%+24.1pp |
| Annual return | 13.82% | 18.53%-4.7pp | 100.32%-86.5pp | 1366.03%-1352.2pp |
| Employer contribution / active EE | $425 | $1,003-57.7% | $1,713-75.2% | $2,624-83.8% |
| Participant deferral / active EE | $620 | $1,904-67.4% | $2,887-78.5% | $4,347-85.7% |
| Admin fee / account holder | $97 | $1,898-94.9% | $4,717-97.9% | $1,944-95.0% |