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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,033 | $81,487-80.3% | $102,412-84.3% | $80,935-80.2% |
| Participation rate | 80.5% | 66.8%+13.6pp | 74.5%+6.0pp | 67.7%+12.8pp |
| Annual return | 10.83% | 25.60%-14.8pp | 24.94%-14.1pp | 35.66%-24.8pp |
| Employer contribution / active EE | $1,633 | $3,103-47.4% | $3,870-57.8% | $2,757-40.8% |
| Participant deferral / active EE | $2,982 | $3,871-23.0% | $5,060-41.1% | $4,299-30.6% |
| Admin fee / account holder | $626 | $6,717-90.7% | $8,388-92.5% | $6,924-91.0% |