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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,890 | $183,516-63.6% | $155,534-57.0% | $145,884-54.1% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.6pp | 80.3%-13.6pp |
| Annual return | 8.80% | 61.43%-52.6pp | 64.92%-56.1pp | 551.85%-543.0pp |
| Employer contribution / active EE | $16,113 | $5,315+203.2% | $4,675+244.7% | $4,662+245.6% |
| Participant deferral / active EE | $3,712 | $6,467-42.6% | $5,630-34.1% | $6,690-44.5% |
| Admin fee / account holder | $8,881 | $19,293-54.0% | $15,900-44.1% | $13,392-33.7% |