Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,182 | $48,314-89.3% | $67,561-92.3% | $80,925-93.6% |
| Participation rate | 37.5% | 66.4%-28.9pp | 72.9%-35.4pp | 67.7%-30.2pp |
| Annual return | 14.17% | 18.28%-4.1pp | 3525.44%-3511.3pp | 35.65%-21.5pp |
| Employer contribution / active EE | $1,249 | $2,022-38.2% | $2,735-54.3% | $2,756-54.7% |
| Participant deferral / active EE | $969 | $2,927-66.9% | $4,003-75.8% | $4,299-77.4% |
| Admin fee / account holder | $2,249 | $3,690-39.0% | $4,006-43.9% | $6,940-67.6% |