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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,204 | $160,070-96.7% | $147,117-96.5% | $145,897-96.4% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 15.47% | 98.69%-83.2pp | 420.54%-405.1pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,010 | $5,285-62.0% | $4,932-59.2% | $4,663-56.9% |
| Participant deferral / active EE | $2,931 | $8,419-65.2% | $8,065-63.7% | $6,689-56.2% |
| Admin fee / account holder | $649 | $15,035-95.7% | $12,993-95.0% | $13,390-95.2% |