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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,008 | $104,650-97.1% | $83,854-96.4% | $155,188-98.1% |
| Participation rate | 66.7% | 65.1%+1.6pp | 59.1%+7.6pp | 80.8%-14.1pp |
| Annual return | 25.60% | 28.97%-3.4pp | 31.39%-5.8pp | 148.84%-123.2pp |
| Employer contribution / active EE | $291 | $1,196-75.7% | $1,017-71.4% | $4,248-93.2% |
| Participant deferral / active EE | $828 | $2,367-65.0% | $2,035-59.3% | $6,531-87.3% |
| Admin fee / account holder | $551 | $3,518-84.3% | $3,197-82.8% | $14,480-96.2% |