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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,008 | $69,118-95.6% | $53,647-94.4% | $138,895-97.8% |
| Participation rate | 66.7% | 64.0%+2.7pp | 56.3%+10.4pp | 79.9%-13.3pp |
| Annual return | 25.60% | 248.26%-222.7pp | 358.33%-332.7pp | 145.39%-119.8pp |
| Employer contribution / active EE | $291 | $1,189-75.6% | $962-69.8% | $4,194-93.1% |
| Participant deferral / active EE | $828 | $2,274-63.6% | $1,813-54.3% | $6,396-87.1% |
| Admin fee / account holder | $551 | $2,724-79.8% | $2,460-77.6% | $12,562-95.6% |