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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,569 | $100,147-72.5% | $81,286-66.1% | $145,877-81.1% |
| Participation rate | 60.0% | 74.2%-14.2pp | 69.5%-9.5pp | 80.3%-20.3pp |
| Annual return | 14.62% | 34.44%-19.8pp | 24.80%-10.2pp | 551.28%-536.7pp |
| Employer contribution / active EE | $2,116 | $2,977-28.9% | $2,463-14.1% | $4,663-54.6% |
| Participant deferral / active EE | $2,461 | $4,607-46.6% | $3,883-36.6% | $6,691-63.2% |
| Admin fee / account holder | $14,689 | $8,201+79.1% | $5,764+154.9% | $13,402+9.6% |