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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,893 | $155,555+29.1% | $146,866+36.8% | $155,188+29.5% |
| Participation rate | 81.8% | 84.0%-2.1pp | 82.5%-0.7pp | 80.8%+1.0pp |
| Annual return | 13.14% | 115.41%-102.3pp | 102.85%-89.7pp | 148.84%-135.7pp |
| Employer contribution / active EE | $4,200 | $4,647-9.6% | $4,425-5.1% | $4,248-1.1% |
| Participant deferral / active EE | $14,220 | $8,044+76.8% | $7,759+83.3% | $6,531+117.7% |
| Admin fee / account holder | $15,382 | $14,755+4.2% | $13,620+12.9% | $14,480+6.2% |