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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,914 | $48,327-44.3% | $67,575-60.2% | $80,935-66.7% |
| Participation rate | 70.4% | 66.4%+4.0pp | 72.9%-2.5pp | 67.7%+2.7pp |
| Annual return | 18.45% | 18.31%+0.1pp | 3528.98%-3510.5pp | 35.66%-17.2pp |
| Employer contribution / active EE | $2,363 | $2,022+16.8% | $2,736-13.6% | $2,757-14.3% |
| Participant deferral / active EE | $3,727 | $2,927+27.3% | $4,003-6.9% | $4,299-13.3% |
| Admin fee / account holder | $2,548 | $3,692-31.0% | $3,993-36.2% | $6,924-63.2% |