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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,289 | $110,410-81.6% | $102,437-80.2% | $145,897-86.1% |
| Participation rate | 19.0% | 77.9%-58.9pp | 74.5%-55.5pp | 80.3%-61.3pp |
| Annual return | 13.79% | 24.85%-11.1pp | 24.95%-11.2pp | 552.29%-538.5pp |
| Employer contribution / active EE | $946 | $4,217-77.6% | $3,871-75.6% | $4,663-79.7% |
| Participant deferral / active EE | $2,600 | $5,622-53.8% | $5,060-48.6% | $6,689-61.1% |
| Admin fee / account holder | $255 | $9,745-97.4% | $8,388-97.0% | $13,390-98.1% |