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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,473 | $108,882-90.4% | $96,754-89.2% | $154,746-93.2% |
| Participation rate | 50.0% | 75.1%-25.1pp | 70.3%-20.3pp | 80.7%-30.7pp |
| Annual return | 18.34% | 98.39%-80.1pp | 82.04%-63.7pp | 172.34%-154.0pp |
| Employer contribution / active EE | $871 | $3,018-71.1% | $2,679-67.5% | $4,379-80.1% |
| Participant deferral / active EE | $1,638 | $5,323-69.2% | $4,758-65.6% | $6,730-75.7% |
| Admin fee / account holder | $1,466 | $10,200-85.6% | $8,905-83.5% | $14,365-89.8% |