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Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
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Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,771 | $150,541-92.8% | $145,433-92.6% | $103,975-89.6% |
| Participation rate | 1.3% | 81.1%-79.8pp | 82.1%-80.8pp | 72.5%-71.2pp |
| Annual return | 0.76% | 20.73%-20.0pp | 66.58%-65.8pp | 19.41%-18.7pp |
| Employer contribution / active EE | $0 | $5,177-100.0% | $4,554-100.0% | $3,722-100.0% |
| Participant deferral / active EE | $57 | $9,456-99.4% | $7,897-99.3% | $5,343-98.9% |
| Admin fee / account holder | $1,473 | $165+794.2% | $13,129-88.8% | $332+343.3% |