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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,681 | $102,595-86.7% | $94,057-85.5% | $154,746-91.2% |
| Participation rate | 84.6% | 76.0%+8.6pp | 73.3%+11.3pp | 80.7%+3.9pp |
| Annual return | 26.52% | 583.42%-556.9pp | 480.62%-454.1pp | 172.34%-145.8pp |
| Employer contribution / active EE | $4,734 | $3,147+50.4% | $2,933+61.4% | $4,379+8.1% |
| Participant deferral / active EE | $6,035 | $5,118+17.9% | $4,709+28.2% | $6,730-10.3% |
| Admin fee / account holder | $774 | $7,736-90.0% | $7,244-89.3% | $14,365-94.6% |