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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,681 | $72,071-81.0% | $68,368-80.0% | $137,256-90.0% |
| Participation rate | 84.6% | 76.2%+8.4pp | 73.8%+10.9pp | 80.0%+4.7pp |
| Annual return | 26.52% | 353.14%-326.6pp | 292.57%-266.1pp | 220.34%-193.8pp |
| Employer contribution / active EE | $4,734 | $2,788+69.8% | $2,649+78.7% | $4,156+13.9% |
| Participant deferral / active EE | $6,035 | $4,410+36.9% | $4,123+46.4% | $6,407-5.8% |
| Admin fee / account holder | $774 | $5,336-85.5% | $5,150-85.0% | $12,270-93.7% |