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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,559 | $97,125+54.0% | $86,233+73.4% | $137,256+9.0% |
| Participation rate | 18.2% | 74.2%-56.0pp | 69.0%-50.8pp | 80.0%-61.8pp |
| Annual return | 19.71% | 74.19%-54.5pp | 61.39%-41.7pp | 220.34%-200.6pp |
| Employer contribution / active EE | $280 | $2,841-90.1% | $2,504-88.8% | $4,156-93.3% |
| Participant deferral / active EE | $4,273 | $5,180-17.5% | $4,559-6.3% | $6,407-33.3% |
| Admin fee / account holder | $1,137 | $9,725-88.3% | $8,342-86.4% | $12,270-90.7% |