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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,292 | $183,592-59.5% | $155,567-52.2% | $145,959-49.1% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 16.24% | 61.24%-45.0pp | 64.74%-48.5pp | 561.95%-545.7pp |
| Employer contribution / active EE | $21,740 | $5,315+309.1% | $4,674+365.1% | $4,661+366.4% |
| Participant deferral / active EE | $7,660 | $6,464+18.5% | $5,628+36.1% | $6,689+14.5% |
| Admin fee / account holder | $29,282 | $19,318+51.6% | $15,916+84.0% | $13,398+118.6% |