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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,292 | $183,592-59.5% | $155,574-52.2% | $145,877-49.1% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 16.24% | 61.37%-45.1pp | 64.87%-48.6pp | 551.28%-535.0pp |
| Employer contribution / active EE | $21,740 | $5,317+308.9% | $4,676+365.0% | $4,663+366.2% |
| Participant deferral / active EE | $7,660 | $6,466+18.5% | $5,629+36.1% | $6,691+14.5% |
| Admin fee / account holder | $29,282 | $19,316+51.6% | $15,914+84.0% | $13,402+118.5% |