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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,890 | $209,336-57.5% | $197,124-54.9% | $137,256-35.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 9.35% | 48.09%-38.7pp | 44.34%-35.0pp | 220.34%-211.0pp |
| Employer contribution / active EE | $5,653 | $6,591-14.2% | $6,227-9.2% | $4,156+36.0% |
| Participant deferral / active EE | $20,661 | $9,614+114.9% | $9,135+126.2% | $6,407+222.5% |
| Admin fee / account holder | $15,017 | $17,308-13.2% | $16,298-7.9% | $12,270+22.4% |