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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,720 | $177,595-78.8% | $148,496-74.6% | $198,609-81.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 19.19% | 9.97%+9.2pp | 12.33%+6.9pp | 202.70%-183.5pp |
| Employer contribution / active EE | $4,564 | $4,098+11.4% | $3,497+30.5% | $5,055-9.7% |
| Participant deferral / active EE | $10,459 | $5,539+88.8% | $4,808+117.5% | $6,977+49.9% |
| Admin fee / account holder | $9,179 | $27,010-66.0% | $19,547-53.0% | $19,030-51.8% |