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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JAFFE TILCHIN INVESTMENT PARTNERS Service code 15 · EIN 90-0591692 | Recordkeeping | $20,425 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $15,307 |
ADP BROKER-DEALER4 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,804 | $50,860-74.8% | $155,574-91.8% | $77,714-83.5% |
| Participation rate | 86.1% | 63.1%+23.0pp | 78.2%+7.9pp | 70.6%+15.5pp |
| Annual return | 18.51% | 34.86%-16.4pp | 64.87%-46.4pp | 31.26%-12.7pp |
| Employer contribution / active EE | $557 | $1,991-72.0% | $4,676-88.1% | $2,727-79.6% |
| Participant deferral / active EE | $2,710 | $2,825-4.1% | $5,629-51.9% | $4,649-41.7% |
| Admin fee / account holder | $83 | $436-81.0% | $15,914-99.5% | $433-80.9% |