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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,684 | $70,366+53.0% | $66,674+61.5% | $138,895-22.5% |
| Participation rate | 73.9% | 76.2%-2.3pp | 73.7%+0.2pp | 79.9%-6.0pp |
| Annual return | 238.93% | 386.41%-147.5pp | 321.24%-82.3pp | 145.39%+93.5pp |
| Employer contribution / active EE | $2,730 | $2,765-1.3% | $2,620+4.2% | $4,194-34.9% |
| Participant deferral / active EE | $5,800 | $4,374+32.6% | $4,084+42.0% | $6,396-9.3% |
| Admin fee / account holder | $1,028 | $5,262-80.5% | $5,098-79.8% | $12,562-91.8% |