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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,684 | $114,013-5.6% | $103,693+3.8% | $155,188-30.6% |
| Participation rate | 73.9% | 75.2%-1.3pp | 72.6%+1.3pp | 80.8%-6.9pp |
| Annual return | 238.93% | 49.31%+189.6pp | 47.61%+191.3pp | 148.84%+90.1pp |
| Employer contribution / active EE | $2,730 | $3,131-12.8% | $2,920-6.5% | $4,248-35.7% |
| Participant deferral / active EE | $5,800 | $4,970+16.7% | $4,579+26.7% | $6,531-11.2% |
| Admin fee / account holder | $1,028 | $8,407-87.8% | $7,858-86.9% | $14,480-92.9% |