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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,890 | $102,385-73.7% | $147,080-81.7% | $80,935-66.8% |
| Participation rate | 60.6% | 75.9%-15.3pp | 82.2%-21.6pp | 67.7%-7.1pp |
| Annual return | 32.11% | 135.09%-103.0pp | 420.17%-388.1pp | 35.66%-3.5pp |
| Employer contribution / active EE | $2,193 | $3,717-41.0% | $4,933-55.6% | $2,757-20.5% |
| Participant deferral / active EE | $4,130 | $6,651-37.9% | $8,066-48.8% | $4,299-3.9% |
| Admin fee / account holder | $5,770 | $7,951-27.4% | $12,989-55.6% | $6,924-16.7% |