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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,960 | $123,854-33.8% | $69,623+17.7% | $145,884-43.8% |
| Participation rate | 15.0% | 69.2%-54.2pp | 66.4%-51.4pp | 80.3%-65.3pp |
| Annual return | 11.00% | 192.35%-181.4pp | 101.23%-90.2pp | 551.85%-540.8pp |
| Employer contribution / active EE | $739 | $2,673-72.4% | $1,709-56.8% | $4,662-84.2% |
| Participant deferral / active EE | $2,414 | $4,242-43.1% | $2,890-16.5% | $6,690-63.9% |
| Admin fee / account holder | $1,131 | $7,822-85.5% | $4,696-75.9% | $13,392-91.6% |