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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,234 | $25,014-91.1% | $69,701-96.8% | $80,874-97.2% |
| Participation rate | 58.8% | 64.2%-5.5pp | 66.4%-7.7pp | 67.6%-8.9pp |
| Annual return | 16.35% | 19.07%-2.7pp | 100.32%-84.0pp | 35.62%-19.3pp |
| Employer contribution / active EE | $459 | $993-53.8% | $1,713-73.2% | $2,756-83.4% |
| Participant deferral / active EE | $1,146 | $1,839-37.7% | $2,887-60.3% | $4,297-73.3% |
| Admin fee / account holder | $192 | $2,488-92.3% | $4,717-95.9% | $6,935-97.2% |