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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,687 | $156,398-56.7% | $147,318-54.1% | $138,895-51.3% |
| Participation rate | 42.9% | 83.8%-40.9pp | 82.1%-39.2pp | 79.9%-37.1pp |
| Annual return | 12.99% | 78.75%-65.8pp | 70.43%-57.4pp | 145.39%-132.4pp |
| Employer contribution / active EE | $1,263 | $4,853-74.0% | $4,593-72.5% | $4,194-69.9% |
| Participant deferral / active EE | $3,155 | $8,237-61.7% | $7,906-60.1% | $6,396-50.7% |
| Admin fee / account holder | $21,250 | $14,976+41.9% | $13,708+55.0% | $12,562+69.2% |