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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 15 · EIN 71-0294708 | Recordkeeping | $1,533 |
ALLIANCE BENEFIT GROUP3 years Filed as: ALLIANCE BENEFIT GROUP OF HOUSTON Service code 49 · EIN 71-0294708 | Other Services | $0 |
Service code 99 · EIN 61-1758632 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,514 | $51,096-46.2% | $100,712-72.7% | $71,012-61.3% |
| Participation rate | 43.2% | 47.0%-3.7pp | 69.3%-26.0pp | 58.6%-15.3pp |
| Annual return | 17.62% | 16.42%+1.2pp | 33.27%-15.6pp | 37.67%-20.0pp |
| Employer contribution / active EE | $942 | $1,127-16.4% | $2,313-59.2% | $2,348-59.9% |
| Participant deferral / active EE | $1,748 | $1,937-9.8% | $4,085-57.2% | $3,246-46.1% |
| Admin fee / account holder | $311 | $2,179-85.7% | $9,256-96.6% | $1,167-73.3% |