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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,855 | $76,522-59.7% | $56,033-44.9% | $145,884-78.8% |
| Participation rate | 60.0% | 63.2%-3.2pp | 52.5%+7.5pp | 80.3%-20.3pp |
| Annual return | 9.54% | 3014.28%-3004.7pp | 1711.38%-1701.8pp | 551.85%-542.3pp |
| Employer contribution / active EE | $1,486 | $1,382+7.5% | $1,041+42.7% | $4,662-68.1% |
| Participant deferral / active EE | $6,172 | $2,624+135.2% | $1,954+215.9% | $6,690-7.7% |
| Admin fee / account holder | $241 | $3,328-92.8% | $2,827-91.5% | $13,392-98.2% |