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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,254 | $181,062-97.1% | $158,223-96.7% | $155,188-96.6% |
| Participation rate | 93.3% | 82.7%+10.7pp | 79.2%+14.1pp | 80.8%+12.5pp |
| Annual return | 20.29% | 57.39%-37.1pp | 52.09%-31.8pp | 148.84%-128.5pp |
| Employer contribution / active EE | $2,335 | $4,565-48.8% | $4,109-43.2% | $4,248-45.0% |
| Participant deferral / active EE | $3,360 | $6,134-45.2% | $5,467-38.5% | $6,531-48.6% |
| Admin fee / account holder | $3,264 | $18,825-82.7% | $16,047-79.7% | $14,480-77.5% |