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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,254 | $185,312-97.2% | $161,489-96.7% | $154,746-96.6% |
| Participation rate | 93.3% | 82.5%+10.9pp | 78.7%+14.6pp | 80.7%+12.6pp |
| Annual return | 20.29% | 103.84%-83.5pp | 89.72%-69.4pp | 172.34%-152.0pp |
| Employer contribution / active EE | $2,335 | $4,769-51.0% | $4,268-45.3% | $4,379-46.7% |
| Participant deferral / active EE | $3,360 | $6,350-47.1% | $5,630-40.3% | $6,730-50.1% |
| Admin fee / account holder | $3,264 | $18,654-82.5% | $16,006-79.6% | $14,365-77.3% |