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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,822 | $108,922+12.8% | $100,398+22.3% | $145,978-15.9% |
| Participation rate | 66.7% | 83.0%-16.3pp | 81.5%-14.8pp | 80.3%-13.6pp |
| Annual return | 17.43% | 58.04%-40.6pp | 49.32%-31.9pp | 550.52%-533.1pp |
| Employer contribution / active EE | $1,397 | $4,426-68.4% | $3,946-64.6% | $4,662-70.0% |
| Participant deferral / active EE | $7,888 | $8,450-6.7% | $8,084-2.4% | $6,690+17.9% |
| Admin fee / account holder | $1,846 | $9,680-80.9% | $7,893-76.6% | $13,400-86.2% |