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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,979 | $212,386-63.3% | $199,883-61.0% | $138,895-43.9% |
| Participation rate | 80.0% | 87.4%-7.4pp | 86.8%-6.8pp | 79.9%+0.1pp |
| Annual return | 22.22% | 47.75%-25.5pp | 43.81%-21.6pp | 145.39%-123.2pp |
| Employer contribution / active EE | $4,720 | $6,625-28.7% | $6,261-24.6% | $4,194+12.5% |
| Participant deferral / active EE | $8,882 | $9,617-7.6% | $9,138-2.8% | $6,396+38.9% |
| Admin fee / account holder | $705 | $18,233-96.1% | $17,268-95.9% | $12,562-94.4% |