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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,015 | $160,028-18.1% | $147,080-10.9% | $145,884-10.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.71% | 98.60%-85.9pp | 420.17%-407.5pp | 551.85%-539.1pp |
| Employer contribution / active EE | $3,093 | $5,286-41.5% | $4,933-37.3% | $4,662-33.7% |
| Participant deferral / active EE | $30,292 | $8,422+259.7% | $8,066+275.5% | $6,690+352.8% |
| Admin fee / account holder | $1,651 | $15,030-89.0% | $12,989-87.3% | $13,392-87.7% |