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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,683 | $156,398+55.2% | $147,318+64.7% | $138,895+74.7% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 17.54% | 78.75%-61.2pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $3,344 | $4,853-31.1% | $4,593-27.2% | $4,194-20.3% |
| Participant deferral / active EE | $24,822 | $8,237+201.3% | $7,906+213.9% | $6,396+288.1% |
| Admin fee / account holder | $3,033 | $14,976-79.7% | $13,708-77.9% | $12,562-75.9% |