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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,554 | $132,099-94.3% | $115,599-93.5% | $138,895-94.6% |
| Participation rate | 83.3% | 77.9%+5.5pp | 74.3%+9.1pp | 79.9%+3.4pp |
| Annual return | 18.16% | 176.76%-158.6pp | 111.10%-92.9pp | 145.39%-127.2pp |
| Employer contribution / active EE | $2,049 | $3,416-40.0% | $2,955-30.7% | $4,194-51.2% |
| Participant deferral / active EE | $2,068 | $5,617-63.2% | $4,889-57.7% | $6,396-67.7% |
| Admin fee / account holder | $710 | $15,650-95.5% | $12,841-94.5% | $12,562-94.3% |