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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,578 | $114,119-90.7% | $107,187-90.1% | $138,895-92.4% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 16.36% | 273.21%-256.8pp | 204.55%-188.2pp | 145.39%-129.0pp |
| Employer contribution / active EE | $4,044 | $4,059-0.4% | $3,782+6.9% | $4,194-3.6% |
| Participant deferral / active EE | $226 | $5,538-95.9% | $5,096-95.6% | $6,396-96.5% |
| Admin fee / account holder | $66 | $10,024-99.3% | $9,162-99.3% | $12,562-99.5% |