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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,378 | $76,522-2.8% | $56,033+32.7% | $145,884-49.0% |
| Participation rate | 13.6% | 63.2%-49.6pp | 52.5%-38.9pp | 80.3%-66.7pp |
| Annual return | 15.11% | 3014.28%-2999.2pp | 1711.38%-1696.3pp | 551.85%-536.7pp |
| Employer contribution / active EE | $278 | $1,382-79.9% | $1,041-73.3% | $4,662-94.0% |
| Participant deferral / active EE | $2,682 | $2,624+2.2% | $1,954+37.3% | $6,690-59.9% |
| Admin fee / account holder | $389 | $3,328-88.3% | $2,827-86.2% | $13,392-97.1% |