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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,450 | $86,949-58.1% | $102,460-64.4% | $80,959-55.0% |
| Participation rate | 30.0% | 72.4%-42.4pp | 76.5%-46.5pp | 67.7%-37.7pp |
| Annual return | 15.64% | 18.89%-3.3pp | 29.47%-13.8pp | 35.67%-20.0pp |
| Employer contribution / active EE | $1,111 | $2,370-53.1% | $3,025-63.3% | $2,757-59.7% |
| Participant deferral / active EE | $3,246 | $4,121-21.2% | $5,056-35.8% | $4,300-24.5% |
| Admin fee / account holder | $20 | $8,048-99.8% | $9,460-99.8% | $6,925-99.7% |