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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,350 | $101,618-73.1% | $93,063-70.6% | $137,256-80.1% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 21.86% | 223.95%-202.1pp | 34.15%-12.3pp | 220.34%-198.5pp |
| Employer contribution / active EE | $1,012 | $2,707-62.6% | $2,476-59.1% | $4,156-75.7% |
| Participant deferral / active EE | $3,829 | $4,279-10.5% | $3,958-3.3% | $6,407-40.2% |
| Admin fee / account holder | $1,475 | $6,198-76.2% | $6,033-75.6% | $12,270-88.0% |