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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,248 | $183,592-85.7% | $155,574-83.1% | $145,877-82.0% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 10.59% | 61.37%-50.8pp | 64.87%-54.3pp | 551.28%-540.7pp |
| Employer contribution / active EE | $2,357 | $5,317-55.7% | $4,676-49.6% | $4,663-49.4% |
| Participant deferral / active EE | $3,482 | $6,466-46.2% | $5,629-38.1% | $6,691-48.0% |
| Admin fee / account holder | $19,738 | $19,316+2.2% | $15,914+24.0% | $13,402+47.3% |