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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,248 | $183,592-85.7% | $155,567-83.1% | $145,959-82.0% |
| Participation rate | 57.1% | 82.7%-25.5pp | 78.2%-21.1pp | 80.3%-23.1pp |
| Annual return | 10.59% | 61.24%-50.6pp | 64.74%-54.1pp | 561.95%-551.4pp |
| Employer contribution / active EE | $2,357 | $5,315-55.6% | $4,674-49.6% | $4,661-49.4% |
| Participant deferral / active EE | $3,482 | $6,464-46.1% | $5,628-38.1% | $6,689-47.9% |
| Admin fee / account holder | $19,738 | $19,318+2.2% | $15,916+24.0% | $13,398+47.3% |