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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,479 | $102,393-47.8% | $147,041-63.6% | $80,911-33.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 18.22% | 134.95%-116.7pp | 419.21%-401.0pp | 35.63%-17.4pp |
| Employer contribution / active EE | $8,322 | $3,715+124.0% | $4,935+68.6% | $2,756+202.0% |
| Participant deferral / active EE | $16,744 | $6,647+151.9% | $8,071+107.5% | $4,297+289.6% |
| Admin fee / account holder | $13,180 | $7,943+65.9% | $13,006+1.3% | $6,935+90.1% |