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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,479 | $102,385-47.8% | $147,080-63.6% | $80,935-33.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 18.22% | 135.09%-116.9pp | 420.17%-402.0pp | 35.66%-17.4pp |
| Employer contribution / active EE | $8,322 | $3,717+123.9% | $4,933+68.7% | $2,757+201.9% |
| Participant deferral / active EE | $16,744 | $6,651+151.8% | $8,066+107.6% | $4,299+289.4% |
| Admin fee / account holder | $13,180 | $7,951+65.8% | $12,989+1.5% | $6,924+90.3% |