Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,608 | $106,749-82.6% | $145,433-87.2% | $82,448-77.4% |
| Participation rate | 59.4% | 75.6%-16.3pp | 82.1%-22.7pp | 68.1%-8.7pp |
| Annual return | 32.69% | 27.59%+5.1pp | 66.58%-33.9pp | 41.64%-9.0pp |
| Employer contribution / active EE | $1,748 | $3,444-49.3% | $4,554-61.6% | $2,551-31.5% |
| Participant deferral / active EE | $2,446 | $6,519-62.5% | $7,897-69.0% | $4,139-40.9% |
| Admin fee / account holder | $2,154 | $8,390-74.3% | $13,129-83.6% | $7,234-70.2% |