Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,608 | $106,524-82.5% | $152,301-87.8% | $87,485-78.7% |
| Participation rate | 59.4% | 75.8%-16.4pp | 82.4%-23.1pp | 68.9%-9.6pp |
| Annual return | 32.69% | 26.89%+5.8pp | 80.50%-47.8pp | 26.06%+6.6pp |
| Employer contribution / active EE | $1,748 | $3,371-48.2% | $4,624-62.2% | $2,596-32.7% |
| Participant deferral / active EE | $2,446 | $6,525-62.5% | $8,004-69.4% | $4,274-42.8% |
| Admin fee / account holder | $2,154 | $8,287-74.0% | $14,398-85.0% | $7,775-72.3% |