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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,226 | $160,028-93.6% | $147,080-93.0% | $145,884-93.0% |
| Participation rate | 63.6% | 84.0%-20.4pp | 82.2%-18.5pp | 80.3%-16.7pp |
| Annual return | 61.71% | 98.60%-36.9pp | 420.17%-358.5pp | 551.85%-490.1pp |
| Employer contribution / active EE | $2,320 | $5,286-56.1% | $4,933-53.0% | $4,662-50.2% |
| Participant deferral / active EE | $5,476 | $8,422-35.0% | $8,066-32.1% | $6,690-18.1% |
| Admin fee / account holder | $181 | $15,030-98.8% | $12,989-98.6% | $13,392-98.7% |